However, this figure is low because it does not include car payments. Transportation: When it comes to fuel, maintenance and public transportation, national figures show that the average household spends $151 per month. However, if you’re living paycheck to paycheck, Ramsey advises cutting back in this category for the time being. Lifestyle and entertainment: The average American household spends $2,912 per year on entertainment, or about $243 a month. Ramsey doesn’t assign internet or phone bills to any budgeting category utilities would be the most logical classification for these costs and would increase the average to roughly $400 per month. Utilities: Ramsey suggests using the national average of $218 per month on natural gas, electricity and water to help determine your allocation here. Ramsey also suggests considering identity theft protection, long-term disability insurance, umbrella/liability insurance (if you have a net worth of at least $500,000), and long-term care insurance (if you’re over 60). Insurance: For Ramsey, the four essential types of insurance you want to budget for are health, home, auto and term life. If you have any leftover funds in the miscellaneous category, you can put them toward your financial goals. Miscellaneous: This category should be around 5% of your take-home pay and can be used for non-emergency expenses during the month, such as a gift for a family or friend. If you choose not to tithe at this rate, you can reallocate the 10% elsewhere in your budget. Giving: Ramsey recommends tithing 10% of your take-home pay to your church, charities or worthy causes, even if you’re in debt. Babysitting expenses for one-off occasions like date nights should be budgeted within the entertainment category instead. He suggests $267 – $315 for singles, $640 for couples, and $928 to $1,109 for a family of four (noting that these numbers can vary based on dietary restrictions and lifestyle choices).Ĭhildcare: According to Ramsey, Childcare expenses - which can range from $10,700 to $15,900 per year per child - should be budgeted in an additional and dedicated category to cover the costs of parents being able to work. Bureau of Labor Statistics to help determine your desired budgeting percentages for groceries. Note that if you’re in debt-payoff mode, Ramsey says you should save as much as you can - even if that figure exceeds 15%.įood: Ramsey suggests using the following national averages from the U.S. Once you’ve saved a three-month emergency fund, you can start saving for retirement and other bigger purchases. But depending on where you’re at in Ramsey’s baby steps framework, your savings might be going towards building your emergency fund or your debt snowball (paying off non-mortgage debt). Saving: The end goal is to save 15% of your gross income for retirement. For homeowners, Ramsey suggests a 15-year fixed mortgage with 10% to 20% down. This figure is the same whether you’re renting or paying on a mortgage. Housing: Ramsey uses a strict percentage limit here, stating that your total housing payment shouldn’t exceed 25% of your take-home pay. While he has more information on his site about determining your own ideal budgeting percentages, here’s a breakdown of how to approach each category. Of course, your circumstances may vary from this example, which is why you shouldn’t follow Ramsey’s recommendations blindly. Here are Ramsey’s ideal percentages across his 12 budget categories, using the example of a family of four with take-home pay of $6,000 per month who needs part-time childcare, has employer-paid health insurance, and has paid off their non-mortgage debt:ĭave Ramsey’s Budget Categories Explained In other words, there’s no one size fits all budget.īut that doesn’t mean you can’t learn from his general guidelines. Additionally, his recommended budgeting percentages differ based on factors such as the size of your household, whether you need childcare, where you are in the baby steps process and other variables. Ramsey uses a combination of income percentages and set figures drawn from national income averages to determine his recommendations. Dave Ramsey’s Household Budget Percentages: Summary & Final Thoughtsĭave Ramsey’s Recommended Household Budget Percentages.Dave Ramsey’s Recommended Budgeting System.How to Analyze Your Monthly Budget (and Create One That Works).Dave Ramsey’s Household Budget Percentages Analyzed.Dave Ramsey’s Budget Categories Explained.Dave Ramsey’s Recommended Household Budget Percentages.
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4/5/2024 0 Comments Comsol download free torrentThe solution of any problem is based on the numerical solution of partial differential equations by the finite element method. The program contains various solvers that can quickly cope with even the most complex tasks, and the simple structure of the application provides simplicity and flexibility of use. The COMSOL Multiphysics package allows you to model almost all physical processes that are described by partial differential equations. Work with COMSOL Multiphysics 3.5.0.608 fullĪ program for finite-element calculations of complex scientific and technical problems. This would be compatible with both 32 bit and 64 bit windows.Download COMSOL Multiphysics 3.5.0.608 32bit 64bit full crack link download COMSOL Multiphysics 3.5.0.608 win32 win64 full license COMSOL Multiphysics 3.5.0.608 x86 圆4 full downloading This is a full offline installer standalone setup for Windows Operating System. Processor: Intel Dual Core or higher processorĬlick on the link below to start the COMSOL Multiphysics 2023 Free Download.Operating System: Windows XP/Vista/7/8/8.1/10.System Requirements for COMSOL Multiphysics 2023 Latest Version Release Added On: 23th Jan 2023.Setup Type: Offline Installer / Full Standalone Setup.Setup File Name: COMSOL_Multiphysics_6.1.282.rar.Software Full Name: COMSOL Multiphysics 2023.Prior to start COMSOL Multiphysics 2023 Free Download, ensure the availability of the below listed system specifications. Ability to combine multiple physics in any order for simulations of real-world phenomena.ĬOMSOL Multiphysics 2023 Technical Setup Details.
4/5/2024 0 Comments List of states check offYour bank’s fractional ABA number: This contains the same information as the ABA in section nine, but it's often presented in another format in the upper right corner of the check, as well.The check number: This appears in two places and is a security measure to identify each payment and prevent fraud.Your account number: This is the identifier that lets the recipient know where the money for the check will come from.Your bank's American Bankers Association (ABA) routing number: This tells banks where to find the funds for the check.It is home to one of the most iconic peaks in the United States, Mount Rainieran active volcano standing an impressive 14,410 feet tall. Mount Rainier National Park is a breathtaking 369-square-mile reserve in Washington state. There is even an online community, the All Fifty States Club, that celebrates and encourages. US National Parks: Mount Rainier National Park. Your bank’s contact information and/or logo: This is usually printed on the check. Some domestic and international travelers take on visiting all 50 states as a challenge.Signature line: Verifies that the account owner has approved the payment.Date line: Serves as a timestamp for the check.Memo line: A space for any notes about the purpose of the check.Amount of your check: This is written out in a section using words instead of numbers.Dollar box: Displays the value of the check in numerical format. Check off where you have been with this check list of all 50 states in the USA This is a digital download.Payee line: Designates who can receive the money.Personal information: Provides details about the account owner, who is the one paying money. Available on different systems: LockDown Browser is compatible with a variety of platforms such as Windows, macOS, ChromeOS, and iPadOS.Mandatory completion of the exam: Until the exam is completed and submitted, the student cannot exit it.This prevents the student from accessing other elements within the computer. Full-screen mode: LockDown Browser makes the exam run in full-screen mode.Integration with other programs and learning platforms: It is compatible with popular platforms such as Blackboard, Canvas, Moodle, or others.No screenshots: Disables the ability to take screenshots during the exam.Application and shortcut blocking: Prevents students from opening other unrelated applications or using keyboard shortcuts that may aid their test.Prohibits printing documents: Similarly to the above, it also does not allow printing the exam.Disables copy and paste: Students cannot copy or paste any type of text.It prevents examinees from browsing unauthorized web pages and accessing prohibited information. Navigation lockdown: This is perhaps one of the most essential.The design and operation of LockDown Browser aim to prevent any form of cheating by students. What features does LockDown Browser have? Once the exam is completed, LockDown Browser lifts all active restrictions. The idea is to provide the most secure online exam environment possible. The latter uses the student's webcam to monitor their behavior during the exam. In some cases, it can also be used in conjunction with other monitoring tools such as Respondus Monitor. A login is not necessary.The browser integrates with the management systems of an educational institution and ensures that exams are conducted fairly and in accordance with the rules established by the instructor. If using a Mac with no physical power button, hold down the Touch ID for six seconds to force a shut down.Ĭ) Start LockDown Browser and let it navigate to the institution's login page. A login is not necessary.Ĭ) Once you're at the login page, shut down LockDown Browser.ĭ) Log out of the Windows user account (do not use Windows Restart)Į) Log back into the Windows user accountģ) If you have LockDown Browser - Mac, you can restore the default settings on your computer by following these steps:Ī) Force a shut down of your Mac by holding down the power button. At the end of the target address, append the following: /restore (note: there is a space in front of the slash)Īfter starting LockDown Browser with the /restore option, you should see a confirmation pop-up window:Īfter your settings are restored, be sure to remove the "/restore" from the LockDown Browser shortcut.Ģ) You can also restore the default settings on your computer by following these steps:Ī) Start the system from a power down (not suspension).ī) Start LockDown Browser and let it navigate to the institution's login page. Under the "Shortcut" tab, locate the "Target:" field.Right click on the "LockDown Browser" desktop shortcut in Windows and select "Properties". Download and install the latest LockDown Browser application for Windows.Please _do not_ attempt to remove LockDown Browser or perform any other restore methods before doing the following steps.ġ) You can restore your settings after a power down and restart by adding a " /restore" to the LockDown Browser shortcut. We recommend the following steps to restore any default settings after a power down. Ignore any messages that may appear on your screen during this process. Keep holding down the power button until the computer completely turns off. Usually there is a small "chirp", "click" or "beep" as the local drive heads are locked into transport position and the display discharges during the power down. Other than the above, the only other option is a power down.īecause many systems put the computer into suspension when pressing the power button once, it will likely be necessary for you to force a power down by holding down the power button for 5 to 20 seconds or longer. This is typically only available when taking the exam in a managed lab. If you have a proctor available, you might consider asking them to enter the "Proctor Exit Password" to close LockDown Browser. If you choose to close the browser, you will then be required to provide a reason for exiting the session: Upon exiting, you'll first see this warning: If the "Student Early Exit" feature has been made available by your instructor, you can exit the exam and provide a reason. When LockDown Browser appears to "freeze", it is commonly due to a dialog box from other applications running in the background appearing underneath the secure LockDown Browser layer or there are corrupted web links, which are blocked. Other than that, there is no difference between software. It can be moved from computer to computer and retain the same setting. Rufus Portable differs from the main software in one way. Be assured, if there is a problem, he will answer and help you fix whatever went wrong. The developer, Pete Batard, does an excellent job answering emails and queries directed at him while still releasing new updates. While you can still store other things on the drive, you won’t be able to place more bootable ISOs. Another downside is that it can only install one sequence on a USB. The developer also discontinued support for the previous versions. It does have a few limitations as it only is able to be used on Windows 7-10. It has been used by many people over time and has most likely been used by anyone who does IOS work even in professional settings. Rufus is quite safe for usage and does not carry any bugs in the system. It also means that the program will be able to check that everything went well with the installation. This process is perfectly okay as it returns them to their original form at the end. The software does require the ability to store and modify the Registry keys. Check whether the computer is UEFI or BIOS. Furthermore, only many multiple bad block checks on the system could result in permanent damage which is highly unlikely.Īnother thing is, if you create an installation drive for DOS, make sure you know exactly what you need to do for the file to work. The worst thing than it can do is delete some information off the USB, which is unlikely to damage the device in the long term. The software has no ability to damage the hard drive of the drive. It would be wise to save all the information that is being used to create the ISO in a separate location in case a mistake is made. exe in there and use that for the process of building the bootable USB. Also, you need to compress the file and find the. The user interface displays all the options you need, from which OS you’re on, to what you are making the ISO. Even if it could, you can only install Rufus on Windows, so it’d do you no good if you wanted to boot up a Mac. Rufus can’t actually control BIOS operations across platforms. If you want to boot from a USB, you’ll have to get into your BIOS to make that happen. The ISO will then be copied onto the USB so you can use it to boot. Once you go through this process, the USB will be formatted. Click that, and then locate and select the ISO you want to use. There’s a little button with an optical drive icon. Rufus will detect the USB once you start up the program. First, you’ll need to insert the thumb drive you want to boot from. If you want to create a bootable USB through Rufus, it’s pretty easy. The prime benefit is that it can be used for other systems even though Rufus only works on Windows. Other options for use might before creating an ISO that could be burned onto a disk or sent over the internet. Another option would be an older game that you only have on DVD that you would like to save for the future. For example, you can use Rufus to store an ISO for Windows 7 so that you can use it to re-install it on your computer in the future. It provides support for creating MBR files for UEFI and BIOS for different computers.Īlso, for some UEFI devices, it has GPT. Remember to save all your information somewhere else so that you don’t lose all that is on it. It will reformat your device when it installs the ISO. Thereby, Rufus can compile all the various files on a DVD or on a computer to place them into one ISO file. An ISO is used to contain a copy identical to what is normally contained on a physical disk. The main feature of it is to create an ISO on a USB. Also, as the coding is open-sourced, any programmer can modify it and release patches. The main website does have a good FAQ, and the owner of it does actively respond to questions and problems. As one person upholds and maintains this program, patches are not readily coming. You can use the vertex form to quadratic form converter for this step. To apply the quadratic formula correctly, you need to convert the polynomial expression to the standard quadratic form. The process of solving includes the following 5 steps. But if you want to try the fast mean for solving the quadratic equation, use the quadratic formula solver. The process of solving the quadratic equation using the formula will be explained ahead. This means that the second root is also equal to this one.įind the determinants of matrices through the determinant calculator. When the determinant is equal to zero, you get only one root. √(b^2 - 4ac) > 0 means roots are imaginary and complex.√(b^2 - 4ac) = 0 means roots are real and equal.The information obtained from its values is: The √(b 2- 4ac) part of the formula is called the determinant. Variable a is the coefficient of the x 2known as the quadratic and variable b is the coefficient of the x and is called the linear coefficient.Īnd c is the constant of the polynomial equation. The value of the variables is identified from the quadratic equation. Since this equation is known as the quadratic equation, its solving formula is also known as the quadratic formula. The arrangement is descending in terms of exponents. The formula is easy to memorize and use.Ī second-degree polynomial is ax 2 + bx + c. The quadratic formula is one of the three main methods to solve a polynomial equation with an order of 2. You can use it multiple times without any charge or registration. The steps are explained for user comprehension. The calculator is capable of finding both imaginary and real roots. Our calculator provides immediate solutions, allowing users to quickly move on to other tasks or verify their manual calculations without delay.Quadratic equation solver simplifies the quadratic equation in detail. We've developed a simple and intuitive interface that even those new to quadratic equations can easily navigate. Whether your equation has real or complex roots, our tool delivers the correct solution. Our calculator is equipped with advanced algorithms that ensure the results are accurate every time. Why Choose Our Quadratic Equation Calculator? If $$$b^2-4ac\lt0 $$$, the equation has two complex roots.If $$$b^2-4ac=0 $$$, there's one real root (a repeated root).If $$$b^2-4ac\gt0 $$$, the equation has two distinct real roots.The term inside the square root is called the discriminant. The quadratic formula is a universal method to find the roots or solutions of any quadratic equation. Depending on the values of $$$a $$$, $$$b $$$, and $$$c $$$, the parabola can open upwards or downwards and have its vertex anywhere in the coordinate plane. The graphical representation of a quadratic function is a parabola. It's essential that $$$a\ne0 $$$, otherwise, the equation will not be quadratic but linear.$$$x $$$ is the variable or the unknown we aim to find.It has the following form: $$ax^2+bx+c=0, $$ A quadratic equation can have one of three types of roots: two distinct real roots, one repeated real root, or two complex roots.Ī quadratic equation is a particular type of polynomial equation of the second degree. In a short moment, the calculator will show the roots. The calculator will quickly determine the solutions of the equation. How to Use the Quadratic Equation Calculator?Įnter the given quadratic equation and choose the method for solving it.Īfter entering the equation, click the "Calculate" button. Welcome to the ultimate online Quadratic Equation Calculator! Our tool helps you solve quadratic equations with ease, giving you the most accurate results using the quadratic formula. Marry My Dead Body - Policeman Wu Ming-Han finds himself betrothed to a deceased gay man, Mao Pang-Yu, after picking up a mysterious wedding envelope, leading them to seek justice together.Luther: The Fallen Sun - Idris Elba reprises his role as the infamous London detective John Luther, a hardened anti-hero forced to escape prison and track down a deranged serial killer.Hunger - Aoy, a stir-fry noodle restaurant owner in Bangkok, receives an offer to join Thailand's top luxury chef team, questioning the essence of haute cuisine. Furies - This electrifying Vietnamese martial arts film zooms in on three relentless vigilantes who embark on a mission to dismantle a competing crime syndicate.Extraction 2 - Tyler Rake embarks on a mission to rescue a Georgian gangster's family from prison, leading to a perilous venture in Bangladesh.
When it needs to decrypt video, that passes through to the actual card. When the receiver asks the card if you are authorized, the software just sends back a yes. Out another serial port in the computer went a wire to a board that had the same pinouts as the card. You hooked it up so the mostly blank card sat in the programmer which hooked up to a computer. Then you bought a card programmer and some other parts. Also had another method where we would delete everything on the smart card except the decryption keys. When they changed something you would lose TV, but there was a new hack available within an hour usually. We would flash hacked code onto the card which would authorize the channels. Lastly, for Directv we would buy programmable cards that the receivers would use. So I just bought a black ice cube with 2 coax cables on top, plug it in line with the cable and free pay channels. He stuffed the electronics in an ice cube tray and melted black plastic where the cubes go. Later, I would buy a small part, some guy sold them at the local flea market. Wrap some aluminum foil around the 300ohm wire and slide it down the length of the wire till the picture came in. To hack your pay channel, you could put a length of a few feet of flat 300ohm antenna wire on the same screws in the TV. So for cable you had a coax to 300ohm adapter, you screw the cable in one side and connect the wires on the other side to the back of the TV. Back the tv's had screws in the back where you attached your antenna. Anyway, as some have said there was some sort of interference that would invert part of the picture and put a large wide line down the center of the screen and it would also have a beeping sound every second. It was wired too so you had a long wire going to the TV. In the 80's we had the jerrold boxes with the flip switch in the left, a row of buttons the a dial on the right. My own take on all this is that if it wasn't a race to profit and they priced things fairly they wouldn't be a target and would actually make more money. These days it's just a DHCP cheat device that knocks it down to HDCP 1.2 which as we know has been hacked as well as Blu-ray keys. We could go even further back with TV encryption systems (I love this stuff) to the days when some silly sausage decided to allow TV's to output an AV signal rendering VHS protection useless. My understanding of it now even though I don't know the technicalities is that they are straight ripping from streaming services based on the fact TV shows drop within minutes of release. I'm not up to date on any of this anymore but it was fun at the time learning about it all. The problem was it set hackers up to exploit Nagra 3. At one time it was alleged that sky had broken the encryption to the other (BSB) and allowed it to escape into the wild. We had two satellite providers at one time in the UK (never really had widespread cable but do have it). Play nice, support each other and encourage learning. We are not tech support, these posts should be kept on /r/techsupportĭon't be a dick. Low-effort content will be removed at moderator discretion from security firms/pen testing companies is allowed within the confines of site-wide rules on self promotion found here, but will otherwise be considered spam. Spam is strictly forbidden and will result in a ban. Sharing of personal data is forbidden - no doxxing or IP dumping No "I got hacked" posts unless it's an interesting post-mortem of a unique attack. "How does HSTS prevent SSL stripping?" is a good question. Intermediate questions are welcomed - e.g. Offering to do these things will also result in a ban.Asking how to get into your "girlfriend's" instagram.This is not the place to try to find hackers to do your dirty work and you will be banned for trying. Discussion around the legality of issues is ok, encouraging or aiding illegal activities is not Hacking can be a grey area but keep it above board. "TeenagerĪrrested in Computer Crime Scandal", "Hacker Arrested after Bank Tampering". Guides and tutorials are welcome here as long as they are suitably complex and most importantly legal!īans are handed out at moderator discretion.Īnother one got caught today, it's all over the papers. This sub is aimed at those with an understanding of hacking - please visit /r/HowToHack for posting beginner links and tutorials any beginner questions should be directed there as they will result in a ban here. What we are about: quality and constructive discussion about the culture, profession and love of hacking. A subreddit dedicated to hacking and hacking culture. If there are no free cells open, you can move one card.If there is one free cell open, you can move two cards.If there are two free cells open, you can move three cards.If there are three free cells open, you can move four cards.If there are four free cells open, you can move five cards.The number of sequenced cards you can move is equivalent to the number of open free cells plus one.Even though you can use the free cells as much as you want, try to keep them available for future cards you may need to move around. Only four cards can be in the free cells at any given time. You can move any playable card to one of the four free cells.For example, a 5 will go below a 6, Queen below King, and so on. Below each black card will need to be a red one, and it needs to be one rank lower. On the other hand, if you have 7 Hearts and a 6 of Diamonds, you cannot move the 6 on top of the 7 because they are the same color. For example, a playable 3 of Hearts can be moved on top of a 4 of Spades that is at the bottom of another tableau column. In the tableau, you can move a card on top of another playable card as long as it is of the opposite color and of a higher rank.If an Ace is playable, you can move it immediately to the foundation. In other words, you can move cards that have no cards on top of them. When you start the game, the cards that are available to play are the last cards in the tableau.In each foundation pile, you want to sequence cards from Ace to King by suit. Any playable card can be moved here to help you open up new cards to play and to sequence cards.įoundation: These are the four open areas on the top right of the game. The first 4 columns have 7 cards, and the last 4 columns have 6 cards.įree cells: These are the four open cells in the top left corner of the game. Tableau: This is where all 52 cards are placed face-up in 8 columns. Learn more with our instructional video.įor other popular solitaire games, try Spider Solitaire or classic online Solitaire. You do this by freeing up cards in the tableau by sequencing them and using four open cells where any playable card can be placed. What is FreeCell Solitaire?įreeCell is a variation of Solitaire where the goal is to move all 52 face-up cards to the foundation. You can also compete on our leaderboards by getting the lowest score based on the total number of moves and time. Play in full-screen mode or on your phone. Start playing unlimited games of FreeCell Solitaire. Defensive backs can be a gold mine, especially in leagues that award high points for interceptions. Linebackers are usually the workhorses of your IDP team, often accumulating the most tackles and, thus, points. In IDP leagues, not all positions are created equal. On the other hand, if big plays are rewarded, a sack-master defensive end might be more valuable. If tackles are king in your league, for instance, middle linebackers and safeties are typically a safe bet. Some may heavily weigh tackles, while others might place more emphasis on big plays like sacks and interceptions. It’s crucial to understand your league’s scoring system before your draft. Keep an eye on the board, and if a top-tier defensive player is available in the middle rounds, don’t be afraid to snatch them up. However, don’t sleep on defense entirely. The points discrepancy between top-tier offensive players and middle-tier players tends to be much larger than the discrepancy among top defensive players. However, seasoned IDP vets know that a solid defense can be just as valuable.Īs a general rule of thumb, it is good to focus on offense in the early rounds of your draft. If you’re new to IDP, you might be tempted to put all your focus on those big-name offensive players. One of the first questions that come up in IDP leagues is how to balance drafting offensive players with defensive players. Draft Strategy: Balancing Offense and Defense These players earn you points based on their stats, such as tackles, sacks, interceptions, and forced fumbles. Instead of drafting a team’s entire defense, you’ll be choosing specific linebackers, defensive linemen, and defensive backs. In addition to the offensive players that you’d draft in any fantasy league, IDP leagues require you to draft individual defensive players as well. We’re going to tackle everything from basic concepts to advanced strategies in this IDP guide.įantasy Football Strategies for IDP Leagues The Basics of IDP Leaguesīefore we dig into strategy, let’s ensure everyone’s on the same page about what an IDP league is. This type of league adds another layer of strategy to the game, and it’s crucial to understand the ins and outs if you’re planning on drafting a winning team. Today we’re diving deep into the fascinating and complex world of leagues that require Individual Defensive Players (IDP). |
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